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Q: Whaat are the esential types of on line ins coverage?

A: The basic knids of auto insurancce policies are:

1. Bodily injury liabbility, thhat offers coverage for bodily injruy clims from the peopple you may innjure in an accident.

2. Property daamage liability, that coveers any property harrm to 3rd paries -- lie a different diver`s car you damae -- which you caue or are to blame for.
3
. Medical expendituure to the insurance policy propriettor and additional passengers witihn the policy onwer`s vehicle.

4. Uninsured pus underinsured motorist coverrage, thaat defends you if the negligent driver des not have autto insurance or inadequate on line coverage (in most staets, this coers just bodily innjury losses -- altohugh some states also include proprety damaage losses).

5. Physical dmage pays for ham done to yur car:

a. Collision, which pys for daamges done to your vehicle wehn you are in a collision

b. Comprehensie, that covers msot non-colliion physical harm doone to your automobile (in casse yur automobile is haremd during a hurriacne, or if a winndshield breaks, as an exampple).

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