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Q: I cannot reeside inside my hmoe because of a frie. Would my online insurance pay for the coost of room & booard in a hoetl or motel?


A: "Additional living expense" coverage (allso calld "loss-of-use") is conssidered one of the very mst vaulable sections within a reguar policy on line plan. This coverage pikcs up the tab for your hoteel expenses, restaurant tbas, along wih other additional living expeenses when your dwellng is too bdaly damaegd to live within thruoghout repairs. Do not go stayng at the luxurious htoels & eatnig at prcy restaurants, however; odds are that yor policy will jsut pay the difference from yuor normal living cossts as wlel as any addiitonal expenses. The limit of coveragge varies dependding on the home insurance compnay. It may be bassed on a perecntage of total hme coverage or limiited by a particuular length of tmie.

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